TOPIC #1 - LLC FINANCING

Albemarle Mortgage is the market leader with its unique and
affordable LLC financing program, which enables you to refinance your
investment property into an LLC, or finance your LLC's purchase of a new
property.  Albemarle Mortgage provides a turn-key solution, coordinating
the LLC organization and the financing. 
 
Owning your real estate in an LLC is the best way to protect
your personal assets from "inside liabilities".  Albemarle has a broad
range of products at competitive rates and prides itself on outstanding
personal customer service.

For more information about limiting your liability through LLC
Financing, please call us today!


TOPIC #2 - 1031 TAX DEFERRED EXCHANGE

As an investment property owner, the 1031 Tax Deferred Exchange
may save you a lot of money.  The Tax Deferred Exchange is a method of
selling an investment property without realizing any capital gains tax.
To qualify, you must sell an investment property and use the gain
realized from the sale to purchase another (like-kind) investment
property.

Within 45 days of the sale of the first property, you must
identify a potential replacement property.  Then within 180 days from
the sale of the first property, you must purchase the replacement
property.  When you settle on the replacement property you are not
subject to capital gains on the reinvested funds!

For more information about saving money through a Tax Deferred
Exchange, please call or email us today!


TOPIC #3 - CASH FLOW ARM

As an investment property owner, how would you like to make a
very low mortgage payment in the winter months and then make the bulk of
your mortgage payments in the summer months when you have investment
property revenue?  Sound too good to be true?  Albemarle Mortgage can
help you do this with the new Cash Flow ARM mortgage.

Albemarle Mortgage's Cash Flow ARM allows you to pay either a
minimum monthly principal and interest payment as low as 2.5%, or a
fully amortized 30 year payment.  You can even pay additional principal
over and above the 30 year payment. 

For more information on matching your mortgage payments with
your investment property revenue, please call or email us today!